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Title

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Credit Administrator for Leasing

Description

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We are looking for a dedicated and organized Credit Administrator for Leasing to join our financial team. This role is essential for processing, monitoring, and managing credit applications within leasing contracts, ensuring compliance with internal policies and legal regulations. The ideal candidate will have experience in the financial-banking sector, solid knowledge of leasing products, and excellent communication and analytical skills. Key responsibilities include assessing client creditworthiness, verifying the necessary documentation for credit approval, collaborating with legal and sales departments, and maintaining effective relationships with clients and financial partners. The Credit Administrator for Leasing must be able to identify risks associated with each application and propose appropriate solutions to minimize them. Additionally, the role involves updating the database with accurate and complete information, preparing periodic reports on the credit portfolio, and participating in internal or external audits. Attention to detail, meeting deadlines, and a proactive attitude in problem-solving are essential. This position offers the opportunity to work in a dynamic environment, with professional development opportunities and involvement in strategic company projects. If you are passionate about the financial field and want to contribute to the success of a growing leasing company, we encourage you to apply.

Responsibilities

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  • Evaluate credit applications for leasing
  • Verify clients' financial documentation
  • Monitor the active credit portfolio
  • Collaborate with legal and sales departments
  • Identify and manage credit risks
  • Prepare periodic reports on credit activity
  • Maintain relationships with clients and financial partners
  • Ensure compliance with internal policies and legal regulations
  • Participate in internal and external audits
  • Update the database with accurate information

Requirements

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  • University degree in economics or finance
  • Minimum 2 years of experience in credit or leasing
  • Solid knowledge of leasing products and banking regulations
  • Excellent financial analysis skills
  • Organizational skills and attention to detail
  • Good communication and teamwork abilities
  • Advanced knowledge of MS Office, especially Excel
  • Ability to work under pressure and meet deadlines
  • Integrity and confidentiality in handling information
  • English language proficiency is an advantage

Potential interview questions

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  • What experience do you have in credit for leasing?
  • How do you assess a client's creditworthiness?
  • Have you worked with financial databases? What tools did you use?
  • How do you handle an incomplete or high-risk file?
  • How do you collaborate with other departments for credit approval?
  • What steps do you take to meet deadlines?
  • How do you respond to an audit or inspection?
  • What types of leasing products are you familiar with?
  • How do you stay updated with financial regulations?
  • What are your expectations from this role?